Page

• What will Father Christmas bring for pension schemes?
  Will the wise men at the Treasury and the DSS bear tidings of glad joy this Christmas? Or will it be a bleak mid winter for pensions? asks Ann Robinson.
  

3

• PW says farewell to Henry James
• Le weekend de conversion
• ACA accepts fate
  

• Jumping on the ethical bandwagon
  Nic Cicutti of The Independent says it is now time for pension funds to catch the ethical bus.
  

• Straight talking
  The Plain EnglishCampaign is chasing pensions professionals speaking gobbledegook. Chrissie Maher, the Campaign's director, spells it out to Antonia Senior.
  

• On the right track
  This year marks the 25th anniversary of indexing. In recent years there has been a great move by penison schemes to invest in index tracker funds. Hard on their trail, Moira O'Neill tries to find the promised land of investment success.
  

• Paying for a second childhood
  Wrinkles, memory loss and zimmer frames are the least of your ageing worries. Antonia Senior wants to find teh secret of eternal youth, but examines the long term care funding problem just in case.
  

• I want to be...a trustee
  Trusteeship can be difficult and time consuming, but don't let that put you off! John Oldland provide sthe career counselling.
  

• Keeping faith
  Richard Fleming produces a special report highlighting the changes in the fast moving global custody market.
  

• The compelling question
  To compel or not to compel? Louisa Knox asks whether 'tis nobler to suffer the slings and arrows of inadequate pension provision, or take arms against the problem and compel.
  

• MFR - The story so far
  How has the MFR changed pension schemes? Derek Benstead tackles the subject head on.
  

• Bytes,bugs & banana skins: how to avoid them
  Slipping up on choosing the right pensions software may be easier than you think. Allison plager stays upright and surveys the providers.
  

• Political stage
  Darling under fire: Sue Ward reports on the retreats and counter offensives on Labour's welfare reform front line.
  

• Beginners' page
  Queuing up for QPAs: Pension administrators need qualifications to move up the career ladder, says Margaret Snowdon.
  

• 
  Held to account: Trustees must pay careful attention to the annual report and accounts, says Gerry Degaute.
  

• Points of law
  Who will sip from a poisoned chalice?: Dispute resolution procedures need a rethink, says Robin Ellison. But who will dare?