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• Great expectations...
  "Lest pension schemes should be forgot, and never more defined, we’ll take the final salary, and leave DC behind." Stephanie Hawthorne, editor of Pensions World, questions the defined benefits’ staying power.

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• Fury over stakeholders
• Reforms continue apace
• SRI gets the green light

• Unchartered Waters
  Splice the rigging and hoist the mainbraces: Captain David Cassidy pilots us through the choppy seas of retirement planning.

• A stake in the future
  Big names in the world of pensions voiced big concerns at the NAPF autumn conference. Among them was our very own reporter, Victoria Arrowsmith.

• Going it alone
  When the going gets rough the operators can get tough. But there is no investment manager helpline. Alison Plager offers a bit of friendly advice.

• Keeping a close eye
  "Every step you take, every move you make, I’ll be watching you." Policing fund management is not easy, but the sting in the tail is that trustees must scrutinise their fund managers more in the future. John Campbell looks at why this is so.

• Throwing down the gauntlet to Europe
  Anne Maher of the Pensions Board, Ireland, challenges the European Commission to win its spurs in the pensions reform melee.

• The ghosts of pensions past, present and future
  Forget Scrooge, pensions providers have their own ghosts to haunt them.

  Tom Ross uses his experience to exorcise the problems of pensions in the 21st century.

• We’re not talking anymore
  Despite the move towards clarity and simplicity, employees are still not getting the information they need. Moira O’Neill surveys companies to prove that some employers out there are ready to listen and respond.

• INTRODUCTION
  Another fine mess....
  ‘It’s no use saying "Sorry, Ollie": ten years of complicated legislation is worse than a slap in the face with a pie’. It is all gloom in the year 2009, according to time traveller David Pollard.
• BACKGROUNDER
  Not the retiring kind
  The carriage clock can stay on the shelf. Jackie Wells addresses future concerns of (much) older workers.
• COMMUNICATION COUNTS
  Calling occupants...
  "Earth calling consultants, come in consultants". Before tomorrow’s workers are beamed up into the cyberspace of retirement, communications must enter the realm of technology... and comprehension. Sara Parry and Tony Eakins explore the next age.
• ACTUARIAL ASPECTS
  Quite a challenge
  Actuaries will need more than a sense of humour to help them guide trustees through the profusion of pensions issues in this new millennium. Elizabeth Battams and Kenneth McKelvey explain why.

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• Political stage
  Once more unto the breach: The battle of the Lords over the Welfare Reform and Pensions Act has reached dramatic proportions. Sue Ward reviews the action.
• Trustee topics
  The world is not enough: "So, we meet again, Mr Bond", he said, pointing a gilt edged index finger at the FT-SE. Can corporate bonds save pension funds from the loan sharks? Matthew Levine thinks so.
• Beginners’ page
  Spreading the Gospel: Speaking to the employee is crucial to good management. Jo Whiterod brings this message.
• Points of Law
  Christmas Courting: Robin Ellison will spend most of the year 2000 at the bar: that is, following up the rounds of legislation.

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