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| COMMENT |
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- Dangerous voyage
It is better to give than
to receive, but pensions and good advice should go hand in hand.
Stephanie Hawthorne, Editor, stresses the importance of open
communication.
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3 |
| CURRENT
EVENTS |
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A summary
of current news including:
- Equitable: the fall of a giant
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5/6/8/10/11/12 |
NAPF
CONFERENCE REPORT
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Don’t judge a venue by the weather: if you wait around, you
will find that pensions can be warm and inviting, as James Thomas
discovered at the NAPF Autumn Conference.
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14 |
| ETHICAL
INVESTMENT FEATURE |
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- No sex please, we’re ethical
Some trustees embrace it with open arms, others say: ‘I’ll
look, but I won’t touch’. Agony aunt Simoney Girard explains
why there are so many conflicting views in the industry about
socially responsible investment and offers some words of comfort.
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17 |
| PROPERTY |
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Property investment has suffered a lot of bad press, but there
is a good case for putting property unit trusts in your portfolio,
as Tom Laidlaw illustrates.
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25 |
| INVESTMENT
- BONDS |
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Gilts are old hat compared to the bright young things of
corporate bonds. Nick Horsfall examines the trends behind the new
look of investment choices.
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27 |
| COMMUNICATIONS
SURVEY |
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But my words, like silent raindrops, fell/And echoed in the
wells of silence. Is this how you feel about communicating to
your members? How do you make them understand pensions? James
Thomas spreads the word.
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29 |
| ACCOUNTING
STANDARDS |
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Pensions is a seven letter word affected by changes in
accounting standards. Brian Peters explains how FRS 17 will impact
upon retirement provision.
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35 |
| TRUSTEESHIP |
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I could do with a little help from my friends the pensioneer
trustees. Hamid Nawaz-Khan discusses their role in the light of
recent regulations on SSASs.
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37 |
| REGULAR
FEATURES |
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Future, perfect?: What’s on the New Year list
for pensions? Sue Ward reports on the flurry of activity at
Westminster.
Trustee topics
Walking away: breaking up is never easy, but companies
which abandon their final salary schemes cause financial heartache
as Tim Giles reveals.
Points of law
A lesson in love: Annuity has been a wallflower for too
long: high maintenance, not particularly attractive and can’t
cook. But you may come to love them, says Robin Ellison
Beginners’ page
Coming of age: the APT is almost 21, but what does it do?
Geoffery Preston introduces us.
Tax and benefit notes
Keep it clear: when is a surplus not a surplus? Graham
Withers has the answer.
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38
40
41
42
44 |
| Letters |
11
- 12 |
| Courses and
seminars |
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| Overseas benefits |
46 |
| Pensions progress |
47 |
| Association forum |
48 |
| NAPF update |
49 |
| Statistics |
50 |