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• A Citizen’s Pension 
  Stephanie Hawthorne offers agreement at the NAPF’s proposals, Pensions – Plain and Simple, and hopes that the government will do the same.

Early retirement: the IR's dead hand 5
MFR basis is a 'cheat' 6
End discriminatory pensions 6

• Red leaves and green papers 
  In this season of mists and mellow fruitfulness, James Thomas, close bosom-friend of the maturing sun, attends the PMI Autumn Conference to see how we might load and bless the vines of the pensions industry. 
  
  

• Around the world in eight hours 
  The NAPF’s most recent conference was a must for anyone interested in both travel and pensions. Howard McWilliam was reassured to see we’re not the only ones with problems.

PENSIONS AND E-COMMERCE

• ‘e’s a good… 
  What do people want from their pensions and how can e-commerce help bring it to them? Mark Rowlands logs on.

• The long and winding road 
  When a pension scheme sputters and dies, how do loyal workers get from an expectant A to a pensions B? James Thomas examines the breakdown.

• In clear water 
  Peter Knight arrives at the shore of cash investment with a clear vision for liquidity funds.

• Murder most horrid 
  When the cell door clangs shut does a retirement income go bang with it? Ian Greenstreet asks whether crime most horrid means pension mostly lost.

• On the lookout 
  Shielding his vision from the sun, steely-eyed Bill Birmingham gazes out to the horizon for the streamlined dust cloud of an approaching NKR: new kind of regulator.

• A perfect match 
  Letting your assets and liabilities mesh like precision cogs sounds a tall order. But Beverly Morgan believes a liability-driven approach to bonds can bring you close. 

• A healthy investment? 
  Private healthcare: a hale and hearty benefit or a sickening drain on resources? Steve Clements conducts his examination.

• The knockout contest 
  Allison Plager has ringside seats for the big fight at the workplace arena. While GPPs, stakeholders and DC pensions battle it out, she assesses the possibility of one of them taking a dive. 

• Punch and Judy: The conference season brings pensions passions to the fore, as Sue Ward discovers when she watches MPs hit each other with truncheons and sausages at the seaside. 
  

• Transferring the pressure: Transfer value calculations could turn a few screws on the pensions rack when actuaries start messing with them, says Tim Giles.

• The three pillars of Europe: Europe’s pension provision rests on the traditional three pillar model. But are all the columns sound? Caroline Dobson surveys the structure.

• Taking control: It’s time for the tax simplifiers to seize the bull’s horns where directors’ pensions are concerned. Ian Fisher tries to decipher it all.

• Beating the virus: Like a vaccination gone wrong, the preventative medicine of the pensions industry has become its illness. Robin Ellison looks at the deadly regulation bug.