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• Making do -  DC provision is often substandard. Stephanie Hawthorne, Editor, suggests some comparatively simple ways to give employees a better deal.

• First class - Gerry Degaute, CEO of Consignia Pensions Trustees, delivers his views on the industry in a timely manner to James Thomas’ doormat-like notebook.

• Thankful for small mercies - James Thomas turns the spotlight away from the big league of the pension industry to see how smaller schemes are dealing with tough times.

• Short shift 25 - Without being curt or dismissive, David Butcher hears the confessions of a changing pensions industry and considers the routes to DC success

GLOBAL CUSTODY SURVEY

• The whole world in their hands - Global custodians may have the strength and posture of Atlas, but pension funds should still beware of the risks involved in holding up a world of funds, says Howard McWilliam

INVESTMENT – RISK

• Base camp - Are some uncertain storms raging as you peer up towards the peak of your fund? Experienced Sherpa Martin Kellaway is on hand to guide you over the best paths of risk control

INVESTMENT

• Slicing & dicing - Christian Deazeley hacks away at the equity world with a gleam in his eye and some impressive knife-handling, to demonstrate that some methods of division are more effective than others

EUROPEAN PENSIONS

• All quiet on the European front? - Double taxation may not match the horrors of trench warfare, but it is the blight on the landscape of cross border EU pensions. Alison Midgley and Harriet Leadbitter look at the latest pushes towards the elimination of tax obstacles.

PENSIONS LIENS

• Lien cuts - If employees incur a debt to their employer, can the company take a prime, juicy cut from their pension scheme? David Pollard asks when the employer can walk this fine lien