Pensions World Magazine Archive

The September 2002 issue of Pensions World

	Page
COMMENT
The state we’re in - State provision – it’s a mess, make no mistake. But with a bit of organisation and imagination the clear up job can be a success, says Stephanie Hawthorne.	3
CURRENT EVENTS A summary of current news including:	5/6/8/9/11/12/13/14/15
PRESSING THE POINT Finding the funds - As we are unlikely to uncover the means for a prosperous retirement from the current state pension or by digging around in the dirt at 65, Frank Field MP suggests a universal company-style scheme for the country.	16
INTERVIEW The view from the top - Stephanie Hawthorne talks to Christine Farnish, the new NAPF Chief Executive, about clear voices in the pensions industry, ringing out over Westminster if possible.	19
UNMARRIED PARTNERS Partners need provision - With society changing and marriage no longer the norm, isn’t it time that pensions policy caught up? Despite problems of definitions and cost, James Purnell MP thinks so.	23
WITH PROFIT FUNDS The beautiful game - Unless you’re David Hasselhoff, you can’t be an expert at everything. Anthony Moore explains how you can assemble a dream team of specialist fund managers to achieve all the best moves.	27
AVCs Reading the signs - The future of AVCs, previous hiccups aside, is looking more optimistic. Though the market is in turmoil, a steady eye can focus on the indicators for stability. Chris Cairns puts on his glasses.	29
DC ADMINISTRATION Under DC - Mark Rowlands, gifted with song (but without an ensemble cast of large-eyed, dancing aquatic life), shows how good implementation can make or break a DC scheme.	31
INDEX FUNDS SURVEY Track record - Index funds: an economical safety vehicle or something to lead you passively into disaster? James Thomas tracks the issue with agile grace and alertness.	33
INVESTMENT Identity parade - When the stocks are lined up, can you spot the ones with the eyepatch and dodgy stubble that like to steal from grannies? Stuart Owen discusses some techniques to assist observation.	39

REGULAR FEATURES

Political Stage Reporting for duty: How is Westminster responding to an important arsenal of new reviews and reports? The Government salutes them, but its attention is distracted by its own pension scheme, reports Sue Ward.	40
Points of Law Bending the rules: When is a man a man and a woman a woman in pensions? Robin Ellison detects changing transsexuals’ rights on the EU breeze.	42
Tax and benefit notes The route to simplification: Ian Long suggests that side roads from the main route can sometimes get you to your destination faster, especially if the main road is a complex traffic jam.	44
Beginners’ page The maze of words: If you’re new to pensions, the lexicon can sound like a stockist’s list of electrical appliances. Here to help is Hugh Edwards with the new Pensions Terminology handbook.	46
Trustee topics Peak practice: The Myners Code of Practice will help many a scheme traverse some rocky valleys, says Gresham Arnold.	50
Tax and benefit notes Keeping quiet: Should trustees in disputes be strapped to a chair facing a bright light and forced to talk? Graham Withers thinks not.	51

Courses and seminars
Letters	10
Association forum	46
NAPF update	47
Overseas benefits	48
Pensions progress	49
Statistics	51

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Finding the funds - As we are unlikely to uncover the means for a prosperous retirement from the current state pension or by digging around in the dirt at 65, Frank Field MP suggests a universal company-style scheme for the country.

The view from the top - Stephanie Hawthorne talks to Christine Farnish, the new NAPF Chief Executive, about clear voices in the pensions industry, ringing out over Westminster if possible.

Partners need provision - With society changing and marriage no longer the norm, isn’t it time that pensions policy caught up? Despite problems of definitions and cost, James Purnell MP thinks so.