The November 2006 issue of Pensions World

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COMMENT Time to get real Those who think the national pension savings scheme is the answer to the UK savings gap need “to wake up and smell the coffee” says Stephanie Hawthorne, Editor.	3
CURRENT EVENTS A summary of news, including: Age discrimination dilemmas Goldman's bite into buyouts Sammons salary survey Purnell harnesses history ASPs: government backtrack	4 5 9 11 12
PMI AUTUMN CONFERENCE Caped crusaders Pensions professionals always make a superhuman effort, Helen Verrell witnesses the marvel.	14
PROFILE Pensions powerhouse Stephanie Hawthorne meets Joanne Segars and discovers she is a force to be reckoned with in her new role as chief executive at the NAPF.	18
ANNUITIES Safe & sound Annuities get a bad press but it is vital that pensioners realise the value of their pot and find the best way to lock it up securely, advises Helen Verrell.	22
PENSIONS LAWYERS Chart toppers The Legal 500 gives a definitive guide to who rocks when it comes to pensions lawyers.	26
TPR Tools of the trade Cathy Gallagher explains why the trustee toolkit is an excellent way to fix those rusty patches.	32
ASSETS AND LIABILITIES Shall we dance? While the pensions professionals have been the wallflowers in the past, these days the big businesses want to take them for a waltz to pick their brains about assets and liabilities says Kenneth Donaldson.	34
LDI SURVEY The LDI dive Full immersion in liability drive investment can be frightening for trustees, but Alison Plager allays the fears that are inherent in stepping out onto the highest board.	36
REGULAR FEATURES Letters Courses and seminars In good company Investment Brief Buy the book NAPF update Pensions progress DC debrief Political stage Points of law Trustee topics Tax and benefit notes Association forum Statistics	8 10 12 16 17 21 40 41 42 44 46 48 50 51

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