The April 2008 issue of Pensions World

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COMMENT Annuities: a raw deal? Around half of consumers just accept the annuity offered by their provider, hugely losing out. Stephanie Hawthorne says the market is ripe for reform.	3
CURRENT EVENTS A summary of news, including: The Budget: Darling plays “trivial pursuit” Wind ups to speed up A free national money service	7 7 14
NAPF CONFERENCE REVIEW The gathering of the clans 800 delegates survive and thrive despite the credit crunch. Editor Stephanie Hawthorne was there.	4
PROFILE Renaissance man Multi-talented Paul Myners is behind PADA. Ceri Jones probes deep.	17
SUMMARY STATEMENTS Check the sell by date Out of date: is that a fair description of summary funding statements? James Atherton reports.	20
CLIMATE CHANGE Save the planet Pension funds have a critical role to play in combating global warming ... and making money, says Ann Ellis.	22
SALARY SACRIFICE What’s sauce for the goose ... ... is sauce for the gander. David Barker shows how to save pounds with salary sacrifice.	24
DISABILITY DISCRIMINATION Step change Trusteees have a legal duty to remove any barriers to entry for disabled employees, warns Claire Barker.	27
SURVEY: PROPERTY Pretty bubbles in the air Is property still a good home for spare cash? asks Allison Plager.	29
PENSION PROTECTION FUND Any questions? Why is the PPF levy so high? Chief executive, Partha Dasgupta, is put on the spot.	32
PMI CONFERENCE REVIEW Rapid development Ceri Jones was in the thick of the action at the PMI. This is her report	33
REGULAR FEATURES Letters Buy the book Courses & seminars Investment brief Are the benefits of diversification overstated? asks Anthony Hilton, Evening Standard. NAPF update Political stage A free financial advice service: will it be ready by 2012? Ceri Jones speaks to Mike O’Brien. Points of law Sample the delights of Belgium ... and register your UK pension scheme at the same time, says Robin Ellison. Trustee topics The art of managing conflicts ... before they happen. Beginners’ page Tax and benefit notes The Old Age Pensions Act of 2008 was only eight pages long. Have things got better? asks Andrew Block. Pensions progress DC debrief Some companies will struggle to keep their heads above water with the arrival of Personal Accounts. Association forum/Regulation roundup Statistics In good company	10 11 14 15 16 34 36 38 39 40 42 43 44 45 50

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