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December
2002 - Volume
31
No 12
- Taxing the
untaxable
Without the tax free cash, most prospective pensions saving would pour
into ISAs instead. Peter Thompson stresses the importance of keeping
things long term.
- Flying high
Howard McWilliam gazes up to the sky to see how the high earners of
the country are providing for their retirement, and how all those
acronyms convert into mountains of cash.
- Softly does it
Are schemes taking a ‘softly, softly’ approach to computing
developments? James Thomas tiptoes gently around the software industry
to spy what’s going on.
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November
2002 - Volume
31
No 11
- The long and winding road
When a pension scheme sputters and dies, how do loyal workers get from an expectant A to a pensions B? James Thomas examines the breakdown.
- Murder most horrid
When the cell door clangs shut does a retirement income go bang with it? Ian Greenstreet asks whether crime most horrid means pension mostly lost.
- A Citizen’s Pension
Stephanie Hawthorne offers agreement at the NAPF’s proposals, Pensions - Plain and Simple, and hopes that the government will do the same.
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October
2002 - Volume
31
No 10
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The truth and the
hype - Pensions are causing a publicity brouhaha at the
moment. But is some accuracy getting lost in the commotion? wonders
NAPF Chairman Peter Thompson.
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Living with
Myners - Roving reporter and whiskey drinker James Thomas
snoops around the big event in Edinburgh.
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Caption
contest and quiz
- Who can come up with a caption for
Howard McWilliam’s commemorative (and anachronistic) cartoon, or correctly
answers Tom Tickell’s stimulating selection of questions, to win some bubbly?
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September
2002 - Volume
31
No 9
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Finding the funds
-
As we are unlikely to uncover the means for a
prosperous retirement from the current state pension or by digging
around in the dirt at 65, Frank Field MP suggests a universal
company-style scheme for the country.
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The view from the top - Stephanie Hawthorne talks to Christine Farnish,
the new NAPF Chief Executive, about clear voices in the pensions
industry, ringing out over Westminster if possible.
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A smoother ride
- Despite a few engine problems, the dampening
effect of with profit funds allows them to coast along without jangling your
nerves quite so much. Martin Clarke hops in for a cruise.
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August
2002 - Volume
31
No 8
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A simpler way -
Alan Pickering says that for simplicity to work we need to
break down the private pensions fortress. If we all shoulder a
pickaxe then it can be done.
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Full swing? - The pension spectrum
continues to swivel away from final salary provision. Does the
rotation reflect a cultural progression or could things swing back?
Howard McWilliam examines the motion.
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The third way
- Where
does the outsourcing option lie between the easy way and the hard
way? James Thomas strolls down the thoroughfare of third party
administrators on the lookout for perks and efficiency.
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July
2002 - Volume
31
No 7
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Making do -
DC provision is often substandard. Stephanie Hawthorne, Editor,
suggests some comparatively simple ways to give employees a better
deal.
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Thankful for
small mercies - James Thomas turns the spotlight away from
the big league of the pension industry to see how smaller schemes are
dealing with tough times.
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The whole world in their
hands - Global custodians may have the strength and posture of Atlas,
but pension funds should still beware of the risks involved in holding up a
world of funds, says Howard McWilliam.
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June
2002 - Volume
31
No 6
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Wanted – action! - Peter
Thompson looks through the Government’s rhetoric on pensions to the
essential message: that it doesn’t seem particularly concerned about the
problems faced by occupational providers.
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Turning the tide - Ice cream, seawater and pensions. Always an
enchanting combination, as Howard McWilliam discovered when he headed
south to the NAPF annual conference in Brighton. Though he was hoping for
more sunburn.
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Throwing the book
- Howard
McWilliam talks to pensions lawyer Graham Chrystie about his recent cases
and then initiates a contest to see who can hurl large volumes from his
library the furthest.
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May
2002 - Volume
31
No 5
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Hobson’s choice - The options for easing the pension burden seem to
be either work longer or pay higher taxes. With this in mind,
Stephanie Hawthorne, Editor, reassesses what pensions are trying
to achieve.
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Ode to simpler times - Howard McWilliam talks to Jane
Samsworth, the departing SPC
President, about removal of complexity, the retreat from DB, the
state pension and other matters.
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Sounds of spring - Howard
McWilliam went along to the PMI Spring Conference amid a chorus of
birdsong, babbling brooks and dulcet pension songs to discover the
industry’s activities for warmer days.
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April
2002 - Volume
31
No 4
- The truth and the hype
- Pensions are causing a publicity
brouhaha at the moment. But is some accuracy getting lost in the
commotion? wonders NAPF Chairman Peter Thompson
- Living with Myners
- Roving reporter and whiskey
drinker James Thomas snoops around the big event in Edinburgh
- Building blocks - Have
pension funds neglected property for too long? Howard McWilliam
weighs up the case and starts throwing Lego bricks at scheme
managers.
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March
2002 - Volume
31
No 3
- Funds behaving
badly - They may not sing football chants and crush empty
beer cans against their foreheads, but pension funds can have their
own form of dodgy behaviour. David Bowie talks finance theory
- A fairy tale land - Just as in
far off magical lands the hero often triumphs through quiet,
personal growth, the defined benefit problem can be solved in ways
other than a hasty switch to DC. Robert O’Donovan searches for the
happily ever after.
- Spring cleaning
- Storerooms filling up with
cobwebbed boxes? For just how long should you keep those dusty
old members’ records? Iona Whitaker presides over the big bonfire
outside.
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February
2002 - Volume
31
No 2
- Willett catch
on? -
Circumstances have smiled on David Willetts where his pension is
concerned. Wouldn’t it be nice if everyone were introduced so early
and generously to retirement savings…
- Train of
thought - If a pension
scheme isn’t going to go off the rails, its trustees need to be
properly trained. With conductor’s cap at a rakish angle, Howard
McWilliam investigates the locomotion of knowledge and persistently
asks to toot its whistle.
- Privates on
parade
- Naturalist journalist James Thomas finally gets the chance to
swagger about the world of venture capital with the revealing freedom
he’s always wanted.
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January
2002 - Volume
31
No 1
- Endangered!
- Let us hope that decent
occupational pensions are not sliding towards the scrap heap of
history, says Stephanie Hawthorne, editor.
- Signing your
life e-way - Make sure
you don’t come a cropper in a big Tron-like internet
calamity, says Catherine Garvey
- A dying art?
- Lesley Carline mourns the trend towards outsourcing when
computer-led in house administration can showcase such elegant
brushstrokes.
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