The State Pension top-up scheme closes on 5 April 2017

Applications for the government’s State Pension top up scheme close on 5 April 2017.

It is a government scheme that allows you to boost your retirement income by between £1 and £25 a week in exchange for a lump sum payment. To take advantage of this scheme you will need to be entitled to a UK State Pension and have reached State Pension age on or before 6 April 2016 – that’s men born before 6 April 1951, and woman born before 6 April 1953.

The boosted payment is:

  • guaranteed for life

  • 50% to 100% inheritable in most cases by a spouse or civil partner

  • protected against inflation, linked to the Consumer Price Index (CPI)

Things to consider

The scheme isn’t right for everyone, and there are alternative ways to boost retirement income. State Pension top up is taxable as income, and we recommend seeking independent advice before taking-up the scheme.

How to apply

Just apply online at  Remember that the deadline for online applications is midnight 5 April 2017


Pensions World is the leading monthly magazine for pensions professionals published by LexisNexis.