Default funds

A large percentage of those paying into the most common form of workplace pension - a defined contribution (DC) scheme – are not proactively choosing where to invest their savings. Instead, they are...
Schemes will have to redesign their investment strategies in response to the new pension freedoms, says Mark Fawcett, NEST
Only 11% of employers expect employees will buy an annuity, but schemes investments still have annuities as their main target is the finding of a JLT Employee Benefits survey of leading UK firms....
Dividing your members into groups has become more important than ever when designing a default option, explains Andy Matthews, Towers Watson
Disengagement and consumer inertia may be the result of pension reform, without the provision of effective default strategies and appropriate guidance. Following the new freedoms in April, consumers...
Disengagement and consumers’ inertia may result without the provision of effective default strategies and appropriate guidance. Following the new freedoms in April, consumers may make poor decisions...
Most defined contribution trustees are looking to change their default strategy within the next 18 months according to a poll by SEI. The poll surveyed trustees and employers on their current...
Samantha Healey, SHILLING, shares some communication techniques to help positively engage members with your default fund
Nico Aspinall, Towers Watson, explores how the landscape has changed for DC defaults
Trust based and contract defined contribution (DC) pension schemes will need to reconsider the investment options offered and the default investment funds used in light of changes announced in the...